Certificates of Deposits
Fixed term with a fixed rate.
- Always competitive rates
- Interest compounds quarterly
- 1, 3, 6, 12, 18, 24, 36 and 48 month;
other terms maybe offered from time to time
- Minimum to open $100.00
- Penalty for early withdrawal

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Individual Retirement Accounts
Save for retirement with an IRA Certificate of Deposit.
- NO IRA TRUSTEE FEES!
- Tax deferred
- Interest compounds quarterly
- Terms from 182 days to 4 years
- Always competitive rates
- Minimum to open $100.00
- Penalty for early withdrawal

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